{"id":19,"date":"2025-08-24T17:44:51","date_gmt":"2025-08-24T17:44:51","guid":{"rendered":"http:\/\/localhost:8080\/?page_id=19"},"modified":"2025-08-24T17:44:51","modified_gmt":"2025-08-24T17:44:51","slug":"calculators","status":"publish","type":"page","link":"https:\/\/coloradorehabloans.com\/?page_id=19","title":{"rendered":"Calculators"},"content":{"rendered":"<h2>Real Estate Investment Calculators<\/h2>\n<p>Use our professional-grade calculators to analyze your investment deals and determine the best financing options.<\/p>\n<div class=\"calculators-grid\">\n<div class=\"calculator-section\">\n<h3>DSCR Calculator<\/h3>\n<p>Calculate the debt service coverage ratio for your rental properties to determine loan qualification.<\/p>\n    <div class=\"calculator-container\">\n        <h3>DSCR Calculator<\/h3>\n        <form id=\"dscr-calculator\">\n            <div class=\"form-row\">\n                <label>Monthly Rental Income ($)<\/label>\n                <input type=\"number\" id=\"monthly-rent\" placeholder=\"5000\" required>\n            <\/div>\n            <div class=\"form-row\">\n                <label>Monthly Operating Expenses ($)<\/label>\n                <input type=\"number\" id=\"monthly-expenses\" placeholder=\"1500\" required>\n            <\/div>\n            <div class=\"form-row\">\n                <label>Loan Amount ($)<\/label>\n                <input type=\"number\" id=\"loan-amount\" placeholder=\"400000\" required>\n            <\/div>\n            <div class=\"form-row\">\n                <label>Interest Rate (%)<\/label>\n                <input type=\"number\" id=\"interest-rate\" placeholder=\"7.5\" step=\"0.1\" required>\n            <\/div>\n            <div class=\"form-row\">\n                <label>Loan Term (years)<\/label>\n                <input type=\"number\" id=\"loan-term\" placeholder=\"30\" required>\n            <\/div>\n            <button type=\"submit\" class=\"btn btn-primary\">Calculate DSCR<\/button>\n        <\/form>\n        <div id=\"dscr-results\" style=\"display: none;\"><\/div>\n    <\/div>\n    \n    <script>\n    document.getElementById('dscr-calculator').addEventListener('submit', function(e) {\n        e.preventDefault();\n        \n        const monthlyRent = parseFloat(document.getElementById('monthly-rent').value);\n        const monthlyExpenses = parseFloat(document.getElementById('monthly-expenses').value);\n        const loanAmount = parseFloat(document.getElementById('loan-amount').value);\n        const interestRate = parseFloat(document.getElementById('interest-rate').value);\n        const loanTerm = parseFloat(document.getElementById('loan-term').value);\n        \n        \/\/ Calculate monthly payment\n        const monthlyRate = interestRate \/ 100 \/ 12;\n        const numPayments = loanTerm * 12;\n        const monthlyPayment = loanAmount * (monthlyRate * Math.pow(1 + monthlyRate, numPayments)) \/ (Math.pow(1 + monthlyRate, numPayments) - 1);\n        \n        \/\/ Calculate NOI and DSCR\n        const noi = monthlyRent - monthlyExpenses;\n        const dscr = noi \/ monthlyPayment;\n        \n        const resultsDiv = document.getElementById('dscr-results');\n        resultsDiv.style.display = 'block';\n        resultsDiv.innerHTML = `\n            <h4>Results<\/h4>\n            <div class=\"result-grid\">\n                <div class=\"result-item\">\n                    <strong>DSCR: ${dscr.toFixed(2)}<\/strong>\n                    <small>${dscr >= 1.25 ? 'Excellent' : dscr >= 1.0 ? 'Acceptable' : 'Poor'}<\/small>\n                <\/div>\n                <div class=\"result-item\">\n                    <strong>Monthly NOI: $${noi.toLocaleString()}<\/strong>\n                <\/div>\n                <div class=\"result-item\">\n                    <strong>Monthly Payment: $${monthlyPayment.toLocaleString()}<\/strong>\n                <\/div>\n                <div class=\"result-item\">\n                    <strong>Cash Flow: $${(noi - monthlyPayment).toLocaleString()}<\/strong>\n                <\/div>\n            <\/div>\n        `;\n    });\n    <\/script>\n    <\/div>\n<div class=\"calculator-section\">\n<h3>Fix &amp; Flip Profit Calculator<\/h3>\n<p>Estimate your potential profits and ROI on fix and flip projects.<\/p>\n<p>        <!-- Fix &amp; Flip Calculator will be added here -->\n        <\/div>\n<div class=\"calculator-section\">\n<h3>Loan Payoff Calculator<\/h3>\n<p>Calculate payoff scenarios and potential savings from loan consolidation.<\/p>\n<p>        <!-- Payoff Calculator will be added here -->\n        <\/div>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Real Estate Investment Calculators Use our professional-grade calculators to analyze your investment deals and determine the best financing options. DSCR Calculator Calculate the debt service coverage ratio for your rental properties to determine loan qualification. Fix &amp; Flip Profit Calculator Estimate your potential profits and ROI on fix and flip projects. Loan Payoff Calculator Calculate [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-19","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/coloradorehabloans.com\/index.php?rest_route=\/wp\/v2\/pages\/19","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coloradorehabloans.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/coloradorehabloans.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/coloradorehabloans.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19"}],"version-history":[{"count":0,"href":"https:\/\/coloradorehabloans.com\/index.php?rest_route=\/wp\/v2\/pages\/19\/revisions"}],"wp:attachment":[{"href":"https:\/\/coloradorehabloans.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}